How can we help you?
We work with those at the start of their financial journey and those further on their way, those at significant life, family or business events, and those wanting to plan for generations ahead. We're here to support you on your journey, from whatever stage you join us.
Growing your wealth
Perhaps you are just starting out in your career and want to save surplus income, or you have a savings goal in mind such as for school fees or buying your first home. You may have already built up some savings or pensions but feel they could be earning more or invested more coherently. We can help build you a savings plan, advise on how and where to invest, and work with you to ensure your goals are met
Protecting your wealth
You may have built up significant savings, investments and pensions or have a successful career or business. How do you protect your hard earned income and assets from suffering undue tax? What would happen to you or your family if you were unable to work? How do you know you are striking the right balance between enjoying now and saving for later? We will help you establish a long term plan to save for the future, whilst ensuring costs and tax are kept to a minimum and advise on the right level of protection for you and your family so that should the worst happen, you are covered.
Enjoying your wealth
Are you retired or approaching retirement? Can you afford the lifestyle you desire, are your pensions and investments ‘in the right place’? How do you generate sufficient income to do all you want to do in retirement? Retirement is a major life event and many people hold off retiring for fear they do not have enough, or do not make the most of their retirement for the same reason. We can give you clarity and confidence around when you can afford to retire and how much you need for your desired lifestyle. This ensures you make the most of this time and the most of your hard earned savings.
Sharing your wealth
Have you reached the situation where you have more wealth than you need? You may wish to help out your children with house purchases, or fund grandchildren’s schooling, or are concerned with the effect inheritance tax will have on your hard earned savings. There are many ways you can reduce an IHT bill, and we can guide you as to how best and when to make gifts to your family which benefit them and you
