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Pensions and Inheritance Tax
The government is showing no signs of changing its plans to levy inheritance tax (IHT) on pensions. Sometimes what creates the most noise...

Michael Hill
7 days ago2 min read


Spring Statement: the magic of £9.9 billion
There were no tax increases in the Chancellor’s Spring Statement (upgraded from an initial Spring Forecast), but that might just be pain...

Michael Hill
Apr 92 min read


Planning ahead for the new tax year
The start of the new tax year warrants as much planning as the end of the old tax year. While the end of the tax year on 5 April is a...

Michael Hill
Apr 22 min read


Still No Change In Automatic Pension Enrolment Thresholds.. but what does it mean!
The government has confirmed that there will be no revisions to automatic enrolment in workplace pensions for 2025/26. For a government...

Michael Hill
Mar 262 min read


What if? The gift of being organised
If anything happened to you tomorrow, how much does your partner know about your finances and how easy would it be for them to find out?...
Michael Hill
Mar 192 min read


Inflation Returns?
2025’s first set of inflation numbers were higher than expected, but more rises are coming. Source: ONS The UK has experienced an...
Michael Hill
Mar 122 min read


What to expect from the Spring Forecast on 26th March
The Chancellor has announced the timing of her next formal report to Parliament. Cast your mind back six Chancellors ago to Philip...
Michael Hill
Mar 52 min read


Where is your wealth?
One of the nation’s largest investment managers has examined investors’ attitudes in the UK relative to other major developed G7 nations...
Michael Hill
Feb 262 min read


Breaking down 2024 inflation
Inflation fell in 2024, dropping to 2.5% from 4.0% in 2023. So why didn’t it feel like that? At the end of 2022, inflation in the UK, as...
Michael Hill
Feb 192 min read


The state of social care: 27 years of promises
How to fund social care has once more moved into the political spotlight. It is the turn of the year. The health secretary of the...
Michael Hill
Feb 122 min read


Pensions and IHT: beware April 2027
The latest Budget move to count pensions as part of your estate for inheritance tax (IHT) is a major change, with potentially significant...
Michael Hill
Feb 52 min read


Inheritance tax revisited
The Budget brought inheritance tax (IHT) into the news headlines, but its impact is not well understood. Mark and Hannah have an estate...
Michael Hill
Jan 312 min read


From new year to year end – keeping a tax-planning resolution?
As 2025 gets under way, it is once again the time of year to start considering your tax year-end planning. The early months of the year...
Michael Hill
Jan 242 min read


Attitudes to retirement
A recent survey has raised questions about retirement readiness. One of the world’s largest investment managers, BlackRock, recently...
Michael Hill
Jan 172 min read


National Savings & Investments and cuts
National Savings & Investments (NS&I) has been busy reducing its interest rates in recent months. NS&I has roots going back to 1861, when...
Michael Hill
Jan 102 min read


2024: a year of growth for investments
The global market outlook showed an improvement for 2024 with the US achieving more than 20% returns for a second consecutive year. A...
Michael Hill
Jan 32 min read


Have you seen my pension? The lost £31.1 billion…
There are now over three million ‘lost’ pensions worth over £31 billion. We all lose things, be it the proverbial change down the back of...
Michael Hill
Dec 27, 20242 min read


The NICs top-up countdown is underway again…
A third deadline for topping up State Pension entitlement is now coming into view. “Don't it always seem to go, That you don't know what...
Michael Hill
Dec 18, 20242 min read


Why mortgage rates are going up when the Bank of England is cutting rates
Not every interest rate moves in the same direction Source: Bank of England, Investing.com If you are approaching the end of your...
Michael Hill
Dec 18, 20242 min read


Where are your ISAs?
New statistics show that cash ISAs remain a popular investment. Every autumn HMRC publishes a set of annual savings statistics, setting...
Michael Hill
Dec 6, 20242 min read
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